James Avila

Mortgage Broker, Vancouver Island

(250) 885-7861
yourmortgage@jamesavila.ca

Providing Mortgages in Your Community

Words cannot describe your service. You are great and excellent at what you do, when we thought it was not going to happen you made it happen and in a very simple and simplified manner. What stands out for you is your listening ear, the feedback, advice and drive to make your clients dream home a reality.

Thanks so much James for making ours a reality.

— Oghenechovwe Omoyibo

I’ve seen James go to the boards for his clients time and time again leaving no stone unturned when it comes to finding their best fit. If only there were 6 stars instead of just 5! Highly recommended.

— James Holmes

We highly recommend James for a stress-free experience finding a lender! He went above and beyond to ensure we had the best rate and we were very happy with how everything came together.

— Stephanie

Buying a first home is incredibly stressful, and for someone without a financial background securing mortgage is the most confusing part . James Avila was able to boil down all the rates and acronyms into logical information to make the right decision. James went out of his way to make sure we got the best available loan at the lowest possible rates, I recommend James to anyone in the market for a mortgage , I’m grateful I found James as my mortgage broker. He always there for me all the way during the process, thank you James from the bottom of my heart, I am happy to recommend you to all my friends for the mortgage.

— Rebecca Sibay

Thank heavens there are still such professional, ethical, kind and hard-working brokers. James has been a magnificent person to work with. He was prompt, transparent and open about our options. Lucky for us this worked out well, we took a 12-month fixed mortgage and can’t wait to work with James again in March 2025 on a longer-term mortgage. Thank you, James, you’re wonderful to work with and we are ever grateful. Mike and Bev Wilson, Victoria BC

— Beverly Wilson

James helped us with our recent mortgage renewal. He provided expert honest advice that we found tremendously helpful and gave us great peace of mind. We look forward to working with him again. Highly recommend!

— Dustin M

James Avila is a great mortgage broker. He is very patient and accommodating even during the hardest times of procuring documents. His always available whenever you need help and advices in times you don’t know what to do. What I like most in him is, he is ready all the time to come and meet you in person whenever you need him. As a first time home buyer, he guides us and very honest with us at all times.He helps us in all the necessary requirements that we need. I am very happy and great full that we met him as our mortgage broker. If we will buy again, diffidently we will call him again and even highly recommend him to be your mortgage broker too. His the best🤗👍 Thank you very much James🙏

— Mark

Services Offered

James Avila offers Residential Mortgage Services, Chip Reverse Mortgages, Insurance, and much more. Get started on your mortgage journey by reviewing our services below.

Residential Mortgage Services

Chip Reverse Mortgages

Insurance

How It Works

Every family has a different story, different goal, different financial situation and there is no such thing as a “one size fits all” mortgage.

My job is to find you the best rate and solution for your family to save you money over the life of your mortgage loan.

I work for you, not for the banks. Using the most up to date software, I have the tools and access to many lender products to choose from. This software allows me to keep you updated during the application process to make it as stress free and efficient as possible.

How can I help you?

Fill Out Inquiries Form

Send it off

Plan Together

Rocky oceanside with a lighthouse

Your Local Mortgage Solution

About James

I was born in Ontario raised between the great cities of Ottawa and Toronto. Moving to Victoria BC in 2008, I instantly fell in love with the community and the beauty that the city has to offer and I’m blessed to call the city home to my family. With a background as a professional chef, customer service relationships, stamina to finish the job at hand and to exceed customer expectations are paramount to my clients experience.

Here with you every step of the way.

Start today